Every driver hopes not to have an accident, but it’s helpful to know the do’s and don’ts if it happens. You want to be sure to take down the right information, but also to know what not to say or do. Keep reading…
So you got into an accident. You’re pretty bummed, maybe bruised and battered a bit. You’re worried about your car, any passengers, wondering what the other driver was thinking when they ran into you. Of course, you want to make sure everyone is ok.
But what comes next?
First, do a self-check for any injuries to you and any passengers you have. If you are unhurt, check the other driver and their passengers. Then move to a safe place where no further harm will come to you. Call 911 and inform the operator there has been an accident, they will prompt you for any information they need to send the proper help.
You’ll want to exchange information with the other driver. This includes names, contact information, and insurance companies. If there are any witnesses, ask them to stay until the police arrive. Do not leave the scene of the accident. It is a crime to leave the scene in the state of Michigan.
Tell the facts as best you can. Do not elaborate with details that may not be true. If you don’t know something for sure, do not guess. It’s ok to say you don’t know. If you can, take photos.
If you need medical treatment, be sure to get yourself checked out at the time of the accident, not later. If the other driver says they were injured but is walking around seemingly ok, try to get a picture or video of them (your insurance company might want this if they try to sue you later).
What you DON’T want to do…
Don’t get angry. It won’t help anyone to go on a shouting spree. Stay calm and keep your wits about you. Confrontation can make the situation worse. In fact, it is advisable to refrain from talking to the other driver any more than necessary. It is best to wait for the police to handle it. Even after the accident, emotions can still run high. Let your insurance company handle talking to the other driver’s insurance company.
Do not admit any fault unless you are 100% sure it was your fault. You could accidentally give the other driver or police information that isn’t accurate. Drivers, passengers, and witnesses can get facts wrong, or only see part of the incident. Don’t willfully give the other driver’s insurance company a recorded statement. If asked, request all contact be through your insurance company.
Above all…
Don’t panic. It may be your favorite car, it may be brand new, or it may be someone else’s car you borrowed, but remember it is just a car. It can be replaced, but people can’t.
Read more here…
https://conybearelaw.com/blog/what-to-do-checklist/
https://www.michiganautolaw.com/car-accident-lawyer/car-accident-checklist/car-accident-scene/